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Personal Credit Cards


image of the Citizens World Platinum Classic Personal credit card

Platinum Classic

With no annual fee and no rewards, this card is ideal for customers seeking basic functionality and security without managing rewards programs.

Learn more about the Platinum Classic card 

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image of the Citizens World Platinum Payback Personal credit card

Platinum Payback

This card has no annual fee and offers straightforward cashback rewards for those who want some benefits without complexity. 


image of the Citizens Platinum Preferred Personal credit card

Platinum Preferred

This card offers a rewards point program with multiple redemption options, suited for customers willing to spend time maximizing their rewards.

Learn more about the Platinum Preferred card  

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image of the Citizens World Personal credit card

World Elite

This is a mid-tier card with a low annual fee, competitive rewards, and no foreign exchange fees. It's perfect for international travelers or those seeking a balance between cost and benefits.

Learn more about the World Elite card  

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image of the Citizens World Elite Personal credit card

World Elite Plus

This card has a higher annual fee, but offers lower APR and balance transfer rates. It's tailored for customers who value premium benefits and lower borrowing costs. 

Learn more about the World Elite Plus card  

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For the security of your personal information, if there is 15 minutes of inactivity during the application entry process your personal information will not be kept and you will be required to start your application process over
Business owner holding a Citizens Bank and Trust credit card

Business Credit Cards

Boost your business with a credit card that works as hard as you do! Enjoy flexible spending, great rewards, and secure purchasing power to help you manage expenses and grow your business. Apply today and take your business finances to the next level!