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High Yield CD Rates

Your Money Should Work as Hard as You Do

Turn your savings into something more! Citizens Bank & Trust’s Certificates of Deposit give you the confidence of guaranteed growth while you plan for what matters most.

 

Ready to make your money work harder for you?

 Your stronger financial future starts here. Check out our current rates below: 

 
 

HIGH YIELD 3-MONTH CD

HIGH YIELD 8-MONTH CD

3.80% APY*
3.52% APY*
*Annual Percentage Yield effective as of January 24th, 2025. Rates are subject to change without notice. $10,000 minimum balance required. Penalty for early withdrawal.

 

Ready to begin?

Open your Certificate of Deposit in whatever way works best for you: visit or call your preferred branch, complete our online form below, or use the Citizens Bank & Trust Mobile App on your Android or iPhone.