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Citizens Bank & Trust - A Community Bank - Since 1916 - Member FDIC

Mortgage Loans

Mortgage Loan Products

Citizens Bank & Trust offers mortgage loans with a variety of home loan options. Whether you are purchasing a new home, refinancing, renovating, buying land or need a construction loan, Citizens Bank & Trust is ready to help with fast friendly lending services. Click on the Citizens Bank Loan Officer link below to start a conversation about your loan request. For a list of our Mortgage Loan Originators, click here

In 2016, Citizens Bank & Trust partnered with local lender GMFS to provide an even wider variety of home mortgage products. With this partnership, we are able to offer longer terms with very competitive rates. Additional loan products now available through Citizens include Conventional and Government programs such as FHA Loans, VA Loans (Veterans) and USDA (Rural Development). Click on the GMFS link below to start a loan application.