Business Checking Accounts

Business Basics

• Opening balance $100
• No monthly maintenance fee if average collected balance is $3,000 or more
• A monthly maintenance fee of $10 will be assessed if the average collected balance is less than $3,000
• 200 transactions free per month (checks, debits, deposited items, deposits and credits)
• $0.30 per item fee over 200

Active Commerce

• Competitive earnings credit tied to average collected balance
• Credit used to reduce monthly service charges and transaction fees
• Opening balance $100
• Monthly maintenance $10
• Per debit charge $0.15
• Deposited item charge $0.08
• Earning credit $0.10 per $100

Regular Business Sole Proprietorship

• Opening balance $100
• Fees are based on average collected balance:
  • $700 or more – No service charge
  • $500 - $699 – $4/month o $300 - $499 – $6/month
  • $299 or less – $8/month
• Unlimited free transactions

Non - Profit Checking

• Opening balance $100
• $1.00 monthly maintenance fee if average collected balance falls below $600

Business Interest Checking

• Opening balance $100
• Earns interest, tiered based on balance
• Interest is compounded monthly and credited monthly
• Monthly maintenance fee $10
• Per debit charge $0.15
• Deposited item charge $0.08

Money Market and Savings Accounts

Wealth Management Checking

• Opening balance $15,000
• Premier Money Market for high balance accounts
• Earns competitive interest rates based on tiers extending to $1,000,000
• Interest is compounded monthly and credited monthly
• Monthly maintenance fee of $25 assessed if daily minimum ledger balance drops below $15,000 at any time during the month
• $25 fee assessed for each transaction that exceeds withdrawal limits.

Progressive Account

• Opening balance $15,000
• Earns money market interest rates, tiered based on balance
• Interest is compounded monthly and credited monthly
• Monthly maintenance fee of $15 assessed if daily minimum ledger balance drops below $15,000 at any time during the month
• $15 fee assessed for each transaction that exceeds the withdrawal limits

HI-FI Account

• Opening balance $2,500
• Interest is compounded monthly and credited monthly
• Monthly maintenance fee of $5.00 assessed if daily minimum ledger balance drops below $2,500 at any time during the month
• $9.50 charge will be assessed to all transactions that exceed withdrawal limits

Savings

Regular Savings

• Opening balance $200
• Quarterly statements
• 3 free withdrawals per quarter ($2 for each additional)
• Minimum ledger balance below $500 will be assessed a $5 maintenance fee per statement
• $10 fee on accounts closed within 90 days of opening
• Interest is compounded quarterly and credited quarterly.