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Fee Schedule

Effective April 1, 2013

Paid Item Overdraft Fee..............................................$29.00
Returned Item NSF Fee............................................. $29.00

Stop Payment Charge................................................ $29.00

Return Items........................................ ......................... $2.50

Heritage Collection Debit Card........... .......................$5.00

Lost Debit Card...................................... .......................$5.00

Wires

     Domestic Incoming................................................ $10.00

     Domestic Outgoing................................................ $20.00

     International Outgoing................... $25.00 + direct costs

Collection Items.......................................................... $18.00

Tax levy and garnishment processing.................... $25.00

Snapshot Statement Request.....................................$5.00

Snapshot Statement Request with Images............$10.00

Photo Copies.................................................................. $3.00

Account Reconcilement.......................................... $15.00/hr.

Account Research................................................... $15.00/hr.

Night Deposit Bags

     Commercial Use........................................................ 1 Free

     Additional bags when account is open .................. $5.00

     Personal Use or Lost Bags .................................... $20.00

Zipper Bags

     Commercial Use....................................................... 1 Free

     Personal Use or Lost Bag........................................ $5.00

Cashiers Checks

     1% of amount............................. $5.00 min. - $10.00 max.

Money Orders

     1% of amount............................... $1.00 min. - $5.00 max.

Safe Deposit Boxes*

     Size                                                                       Auto-Debit

     3 x 5....................................................................... $15.00

     5 x 5....................................................................... $25.00

     3 x 10..................................................................... $35.00

     5 x 10..................................................................... $55.00

     10 x 10................................................................. $115.00

*   Safe Deposit Boxes Not Insured by FDIC. In order to rent a safe deposit box a Citizens account is required.