Personal Loans

Looking for extraordinary service when applying for your next loan? Contact the Citizens Bank branch most convenient to you today and let us help!

Citizens Bank has several great personal loan options to choose from:  

  • Home loans (construction, purchase, refinance and improvement)
  • Car and truck loans (new and used)
  • Small unsecured loans for personal expenses
  • Mobile home loans (including land)
  • Recreational vehicle loans
  • Boat loans
  • Lot loans
  • Loans secured by deposit accounts
  • Loans to individuals for business purposes

Credit Cheque

A line of credit that works like a check.

  • Competitive interest rates
  • No annual fees
  • Pay only for the credit you use, when you use it

Equi Cheque Home Equity Line of Credit

The only line of credit you will ever need. A personal cash reserve, based on the equity you have built in your home. Borrow what you need, when you need.

  • Convenient
    Enjoy the convenience of writing yourself a loan anytime because you can access your line of credit by writing a check.
  • Tax Savings Potential
    Save money on taxes. Your interest may be tax deductible. Consult a tax advisor about the deductibility of interest.
  • Competitive Rates
    We offer rates as low as Wall Street Journal Prime.
  • Affordable
    We offer monthly payment options.
  • Simple
    Monthly statements will detail all account activity for easy record keeping.

Mortgage Loan Orginators Individual Identifiers

 

 

 

Mortgage Loan Originator

 

NMLS I

Diana Lynn Weems

461409

Kathleen Miller

461410

Kelly P. Alberado

461411

James Purgerson, Jr.

461412

Leander Peter Henry, III

461413

Gwendolyn Kay Cangelosi

46141

Hubert Brooks Lewis

461415

Aldon Ryan Elliott

461416

Angela M. Cavalier

461417

Jackson McLarty

791192

 

   

 

Lost or stolen debit card?

Please call us at (225) 687-1916 .
After hours please call

(800) 264-5578.

 

© Copyright 2011 Citizens Bank & Trust. All Rights Reserved. Website by FIS.

 

 

All funds in a “noninterest-bearing transaction account” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.

The term “noninterest-bearing transaction account” includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts (“IOLTAs”). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.