Welcome to Citizens Bank & Trust.
Our goal is to provide our customers with quality banking products and services designed to fit any financial need. As a business customer, we would like to help you achieve financial success. We promise excellence in customer service, as well as in the products and services we offer.
BusinessBasics
A checking account for the small business with less transactions.
- Opening balance: $100
- No monthly maintenance fee if average collected balance is $3000 or more. If average collected balance is less than $3000, a $10 monthly maintenance fee will be charged.
- 200 transactions free per month (checks, debits, deposited items, deposits, credits) with a $0.30 per item fee over 200.
ActiveCommerce
A checking account for the growing business with more transactions.
- Competitive earnings credit tied to average collected balance, used to reduce monthly service charges and transaction fees.
- Opening balance: $100
- Monthly maintenance: $10.00
- Per debit charge: $0.15
- Deposited item charge: $0.08
- Earnings credit: $0.15 per $100
ProgressiveChecking
A money market account accessible by check!
- Progressive Checking: a savings vehicle with money market rates, yet accessible by check or debit card.
- Opening balance: $15,000
- Earns money market interest rates, tiered based on balance
- $15.00 per month maintenance fee assessed if balance drops below $15,000 at anytime during month
- $15.00 charge will be assessed to each transaction that exceeds the regulatory limits shown below:
o Up to 3 external debits/checks
o Up to 6 internal transfers
o Up to 6 external/internal combinations
NOTE: Accounts are available for Nonprofit organizations.
IOLTA Accounts
IOLTA accounts are available for attorneys.
See a customer service representative for details.